Ein cap, Inc. is a growing Merchant Cash Advance company in the alternative finance industry seeking to fill a Underwriter position for direct funding, with room for advancement. We require at least 1 year of relevant Merchant Cash Advance industry experience. Applicant should have good knowledge of the MCA business, have great ability to do a review of bank/credit card statements, personal credit reports, and understand general pricing models and structure within the industry. You will be working side by side with the Underwriting and operations team. The position has an excellent opportunity for rapid growth, and future staff management opportunities. Must have Strong written and verbal communications skills, organized, and independent decision making ability. Ein Cap recently relocated to 4,000 square foot office in the Financial District.

Responsibilities and Duties

  • Act as a key participant in the underwriting process which includes the analysis of credit reports, bank statements, credit card statements and various other business documentation for MCA applicants
  • Review Merchant Agreements and COJ’s, conduct landlord verification calls, pull clear reports, and enter applicant data into folder
  • Communicate with outside independent sales organizations (in both written and verbal form), that submit MCA applicants
  • Research, provide analysis and background information on counterparties
  • You will monitor, track, and report to senior management on pre-underwriting activities and performance
  • Excellent time management skills and ability to multi-task and prioritize work
  • Attention to detail and some problem solving skills
  • Excellent written and verbal communication skills
  • Proficiency in MS Office
  • Other data entry

Qualifications and Skills

  • 1+ years of experience working for a financial services firm, preferably an MCA firm
  • Detail oriented with strong analytical skills
  • Excellent verbal, written, and interpersonal communication skills as well as a strong sense of accountability
  • Ability to evaluate industry trends, understand market dynamics and develop and defend recommendations
  • Strong organizational skills and ability to multi-task
  • Self-starter
  • Ability and desire to work in a rapid-paced environment
  • Spanish speaker is plus but not required

Duration: 12 months

Stipend: $2,000/month

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